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HESLB APPLICATION 2022 - Bonyeza Hapa Kuomba MKOPO Haraka

Are you looking for the best guidelines for Heslb application,  how to apply for loans and qualifications for applicants? Bodi ya mikopo ya elimu ya juu Tanzania.

This is the complete guide for heslb online application July 2022. Explore all requirements needed for loan application and qualifications. 

Online loan application and management System (OLAMS). Loan application cycle for Academic Year 2022/2023 is now opened from 19th-July-2022 to 30th-September-2022

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HESLB APPLICATION | How to Apply for Loans | Best Qualifications  for applicants 2022/2023


1.0 Important Instructions to All Loan Applicants

All loan applicants for Academic Year 2022/2023 are required to:-

(i) Read and follow application procedures stated in these guidelines;

(ii) Ensure that the Form Four Index Number provided when applying for loan matches with the one used in your application for admission to University or College;

(iii) Applicants who seated for Form Four Examinations more than once are required to list all Form Four Index Numbers used while applying for loan;

(iv) Ensure that all documents submitted to support your application have been certified by relevant authorities as specified in these guidelines;

(v) Ensure that all birth/death certificates are certified by the Registration, Insolvency and Trusteeship Agency (RITA), or Zanzibar Civil Status Registration Agency (ZCSRA) “Wakala wa Usajili wa Matukio ya Kijamii Zanzibar “or designated officer(s) to ascertain their validity;

(vi) Ensure all Birth certificates for students who were born in foreign countries and Death Certificates for Tanzanian Parents who died in foreign countries are certified by respective Embassies located in the United Republic of Tanzania; 

(vii) Ensure that your loan application form is dully filled and signed before submission;

(viii) Applications must be completed with correct (and accurate) details;

(ix) Each applicant is advised to keep a copy of complete package of the application form submitted to HESLB for future reference (if required) and

(x) All applicants must strictly observe the set HESLB application deadline

Related: UDOM sr2 login to your account

HESLB Online Application July 2022


The Higher Education Students’ Loans Board (HESLB) was established by HESLB Act (CAP 178) and became effective in July 2005. HESLB is mandated to, among others, issue loans and or grants to needy and eligible students. 


HESLB Act and regulations provide for General Eligibility and Criteria for applicants seeking loans. NEEDY and ELIGIBLE applicants must apply for loans and/or grants to meet part or full costs of their education.

3.1 Needy Applicant

In addition to general eligibility, additional criteria Define NEEDY applicant who is not above 35 years of age at the time of application, also must be/have a poor:-

(i) Orphan who has lost both parents or partial orphan who has lost one parent. An applicant has to produce a death certificate approved by RITA or ZCSRA or respective Embassies located in the United Republic of Tanzania (URT);

(ii) Disabled student with disability shall have to complete and present a fully Self-Disability Form (SDF-1) to be approved by the District Medical Officer (DMO), Regional Medical Offcer (RMO) or any designated medical expert with recognized affiliations. 

(iii) Parents with disability shall have to present a Parent Disability Form (PDF-2) to be approved by the District Medical Offcer (DMO), Regional Medical Ofcer (RMO) or any designated medical expert with recognized affiliations.

(iv) From lower income household and/or marginalized community whose secondary school or diploma education was partially or fully sponsored or supported by recognized institutions, and/or a community group, and individual(s), who can present evidence of such support.

All applicants under this sponsorship category, will have to ask their respective sponsors to fill a Standard corporate sponsorship Form (SCSF-3) which shall be downloaded from HESLB website and upload it along with other attachments in the application forms. All SCSF-3 will have to be authenticated by a dully approved signatory and owner of the respective organization.

(v) From lower income household and/or marginalized community, which is under Special Economic Support Programs such as Tanzania Social Action Fund (TASAF). They should provide the program beneciary’s number and attach TASAF ID.

3.2 General Eligibility Criteria as Pronounced by the Act

General Eligibility criteria require an applicant to meet the following: -

(i) Must be Tanzanian;

(ii) Must have applied for a loan through the Online Loan Application and Management System (OLAMS);

(iii) Must have been admitted to an accredited Higher Education Institution on full time basis except for Students Admitted at the Open University of Tanzania (OUT);

(iv) Must not have funding from other sources to nance his/her education;

(v) For undergraduate applicants, must not have a formal or regular income from employment, either public or private sector. 

(vi) Must be a continuing student with results/progress reports to show that he/she has passed the examinations necessary to enable him/her to advance to the following year or stage of study;

(vii) For a student’s loan beneciary seeking to re-apply for loan after dropping out from one programme/college/university) he/she must repay at least 25% of the previous loan amount before applying for a new loan. Payment of 25% of the previously granted loans is not a guarantee for new loans allocation.

Additional Eligibility Criteria

(i) Loans shall be allocated in the order of established Neediness, and programme clustering.

(ii) Continuing Students applying for loans for the first time must have completed ACSEE or other equivalent qualifications within Five (5) years, i.e. from 2017-2021 inclusive.

(iii) All other applicants who will secure admission to pursue various degree programmes in the academic year 2021/2022 must have completed their ACSEE or other equivalent qualifcations within Five (5) years, i.e. 2017-2021 inclusive.

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After establishing applicant’s neediness, and meeting requirements under sections 3.1 to 3.2 above, the following programme clusters will be used to determine the loans to be issued in priority programmes subject to approved budget. 

4.1 Cluster I

Programmes under this cluster include: -

(i) Education in Science Subjects: Physics, Chemistry, Biology, Mathematics and ICT

(ii) Health Sciences (Doctor of Medicine, Dental Surgery, Veterinary Medicine, Pharmacy, Nursing, Midwifery, Prosthetics and Orthotics, Physiotherapy, Biomedicine, Biotechnology and Laboratory sciences, Radiotherapy Technology);

(iii) Engineering sciences: Civil, Mechanical, Electrical, Mining, Mineral and Processing, Textile, Chemical and Processing, Agriculture, Food and Processing, Automobile, Industrial, Maritime Transportation, Marine Technology, Electronics and Telecommunication, and Bio- Processing and Post-Harvest, Water and Irrigation, Aircraft Maintenance and Pilot Engineering

(iv) Petroleum Geology, Petroleum Chemistry, Oil and Gas

(v) ICT and Programming, Information Systems Management

(vi) Actuarial and Data sciences

(vii) Agriculture, Forestry, Animal Sciences and Production Management

4.2 Cluster II

Programmes under this cluster include: -

(i) Basic Sciences: Applied Zoology, Botanical, Chemistry, Physics, Biology, Microbiology, Molecular Biology and Biotechnology, Fisheries and Aquaculture, Aquatic Environmental Sciences and Conservation, Geology, Mathematics and Statistics, Environmental Sciences, Environmental Health, Wildlife and Conservation), Environmental, Urban Development and Industrial Metrology; and

(ii) Lands and Valuation Sciences: (Architecture, Landscape and Architecture, Interior Design, Building Survey, Building Economics, Urban and Regional Planning, Land Management and Valuation, and Geospatial Technology).

4.3 Cluster III

Programmes under this cluster include:

(i) Humanities, Business Management and Social Sciences: Accountancy, Marketing, Finance, Economics, Statistics, Environment, Community Development, Social Welfare, Development studies, Sociology, Political Sciences, Arts, painting, creative science, Music, Law and Legal Studies, Languages, Literature, Geography, Psychology, Anthropology, Archeology, Media and Communications Studies.

(ii) All other courses not listed in either of the clusters, will fall under Cluster III.


HESLB may provide loans to cover all or some of the following items: -

(i) Meals and Accommodation (MA);

(ii) Tuition Fee (TF);

(iii) Books and Stationery Expenses (BS);

(iv) Special Faculty Requirements (SFR);

(v) Research Expenses (RES); and

(vi) Field Practical Training 

5.1 Means Testing System

Means Testing (MT) will be used to determine applicants’ neediness for oan allocation. School Fees paid in CSEE, ACSEE and equivalent qualifications including diplomas is one of the factors considered to establish an individual’s ability to contribute to the costs of higher education. 

Other factors that are taken into consideration are orphaned, applicant’s or parent’s disability, previous education sponsorship and household economic status. 

Therefore, neediness shall be measured as a difference between total annual costs to pursue individual programme at respective Higher Education Institutions (HEIs) and established applicant’s past ability to pay for secondary school or diploma education as an indication of the applicants’ ability to contribute to the costs of higher education.

5.2 Allocation of Loanable Items

Loans to successful applicants will be allocated in sequence starting with Meals and Accommodation (MA); Tuition Fee (TF) Books and Stationery Expenses (BS), y Special Faculty Requirements (SFR), Research Expenses (RES) and Finally Field Practical Training (FPT) based on the remaining amount from the preceding loan items.

5.3 Approved Tuition Fee Rates

Maximum applicable tuition fees for all successful loan applicants shall be pegged to the equivalent current-HESLB-approved-highest-tuition-fees payable in Public Higher Education Institutions.

5.4 Continuing students who are loan beneficiaries

All continuing loan beneficiaries shall continue to receive loans as per their initial Means Test Grades upon submission of examination results/progress reports. It should be noted that, a loan beneficiary is a student who was registered, allocated and disbursed part of the loan awarded to him/her in the previous academic year in the event the student postponed studies.

Beginning academic year 2022/2023, all SECOND YEAR STUDENTS will be REQUIRED to submit their National Identification Number (NIN), the Registration number and the Bank Account details before any disbursement is made to them. 

5.5 Payment Mode 

Payments for MA, BS, FPT, SFR and RES items shall be made directly to students while TF shall be paid to the respective Higher Education Institutions (HEIs). All payments shall be affected after the students’ acknowledgement through prescribed method at respective HEI.

In the event a student does not sign on time. The loan shall be returned to HESLB after expiry of 30 days from the date the transaction information was communicated to a beneficiary. The amount RETURNED shall not be paid back to a student and shall not be part of the beneficiary’s debt. . Any subsequent payments must be confirmed by the respective HEI.


Applicants must pay a non-refundable, one-off application fee of TZS 30,000/= through GePG using a provided Control Number vide bank (NMB, CRDB, TPB) or mobile money networks (Vodacom M-PESA, TIGO PESA, and AIRTEL MONEY etc) for details visit:


The Loan Application window for 2022/2023 opens on ...... through........ . However, these guideline will be available in from ....  to enable applicants familiarize with key issues before applying for loans. 

Publication of Successful Loan Applicants

A list of successful loan applicants with their corresponding allocations shall be published through the Student’s Individual Permanent Account (SIPA) used during application or on HESLB website: after Batch Approval.


Applicants who are not satisfied with the allocations may appeal by completing relevant Online Appeal Forms, (details to be provided later). 

Allocation of successful appeals will depend on availability of funds.


Applicants or loan beneficiaries with inquiries or complaints will have to follow procedures displayed in the HESLB application window’s Help desk.

Do you have a question?  Ask us in comment below. 

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